Not only in our everyday lives, but even on our video sets, sometimes things don’t always go according to plan. The unexpected happens. Cameras break, lights fall or worse yet, somebody gets hurt. When bad stuff happens, are you protected? If your answers is yes, how so? That’s the subject for this episode of Video Answers.

Whenever we are out shooting a video, we’re always prepared. But sometimes, no matter how prepared we are, there are some things that we just can’t control. In the event that something like that happens, that’s when you’re glad you’ve selected a video production company with production insurance. In fact, it’s standard operating practice for feature films, pilots, television series, and commercials to have this specialized production insurance. But it’s not just for us, our crew or equipment, it’s for you too.

So how do you know we have the kinds of coverage that will protect you and your business in the event of something unexpected? With a Certificate of Insurance.

So what exactly is a “Certificate of Insurance?” It’s simply a summary document that’s issued by our broker for the Insurance Company. It tells you that we have a policy for specific types of risk. It is, in essence, evidence that we are insured.  It’s a reliable source of information and proof of insurance coverage.

A Certificate of Insurance lists 3 main things:

  1. The coverage
, which just illustrates who is covered
  2. The policy period
The types and dollar amounts of limits and deductibles

Production insurance includes typical coverage like:

  • Third Party Property Damage
  • Personal Injury
  • Fire Damage
Medical Expense

But it also includes unique coverage like:

  • Protection from the financial consequences of damage to or destruction of raw film or tape stock
Faulty cameras and/or lenses, and processing
Replacing stolen or damaged property such as: props, sets & wardrobe, equipment whether that be owned & rented
  • Defense against lawsuits

Unfortunately, not all video production companies carry production insurance. It’s expensive, it requires documentation, as well as a good set of books for those annual audits. So why do we have these types of coverage? Why do we go through this detailed process to acquire this kind of coverage?

We do this for 3 reasons:

  1. It protects YOU
It tells you we’re serious about our craft
  3. It gives us access to locations that require proof of insurance

Here’s the good news… Our production insurance comes standard and we include the coverage with every single video. So request a Certificate of Insurance for your next video shoot and get a little peace of mind.

Do you have questions about video production, send an email to and ask away.
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